10 Best Apps Like Cleo You Can Use in 2022
Apps Like Cleo

10 Best Apps Like Cleo You Can Use in 2022

Cleo is a budgeting app that uses AI to help you strengthen your budgeting capabilities by developing customized smart budgets, including cost history, building credit scores, supporting bills, and providing financial insights. You can also use apps like cleo

Saving money can be tricky, but that’s not the case with Cleo as a guard coach. The app offers storage purposes, hacks and automated storage tools. You can get up to 7% cashback at your favorite retailers.

Cleo offers a down payment of up to $100. Returns without paying interest on the specified date. There are no credit checks, interest, late fees, origin fees, or processing fees here.

But Cleo may not be your choice. There is no free savings account. Premium service requires a subscription of $5.99 per month. Also, do not forget that there is no interest paid in the wallet.

So, I’ve compiled a list of the best Apps Like Cleo or Better can offer for you. So, let’s take a look at this app.

Best Apps Like Cleo

1. Albert – Apps Like Cleo

Albert’s goal is to help you achieve financial security. They bet on you by giving you new options for banking, saving and investing. In addition, their products are primarily designed to support the success of people of all levels.

Albert has the name of a real group of geniuses, human experts. They use state-of-the-art technology to provide customized and honest financial advice.

It provides a smart savings tool that checks your expenses, income, and expenses to determine how much money you need to set aside each week with the minimum amount to help you achieve your goals.

Overdraft costs are not what they support. When you loan a down payment of up to $250, you may end up not receiving any interest fees, late fees, or credit checks.

They automatically give you credits of up to 20% at a grocery store or gas station where you have already spent money.

Unlike Cleo, this app allows you to invest by letting a genius develop a portfolio that is specifically tailored to your financial goals. Start at $1 by investing in a theme or choosing a specific stock.

Keep track of all the latest costs, savings, and charges in your account. The overview page contains a complete list of financial statistics. They will give you reminders to help you learn more about your spending patterns.

You can run the service with a subscription for $6 per month.

– Download from Play Store

– Download from the App Store

Take a look at Albert-like apps here.

2. Earnin – Apps Like Cleo

Earnin allows you to receive earnings as soon as possible (2 days) without the need to wait or pay for additional costs. Compared to Cleo, Earnin can withdraw up to $500 from their salary per payment cycle through Cash Out.

When your bank account balance falls below a predetermined level, you will be notified and send automatic cash withdrawals as needed.

If you want to use the app before payday, you can link your bank account information, and then enter your office information to identify your billing schedule.

Then enter your income in the application. You can do this by emailing an electronic copy of your timesheet, setting up a work email account provided by your company, or having the Automagic Income tool automatically add up your income if you work outside of your residential area.

There are no hidden fees, interest fees, or other requirements for using the Earnin app.

– Download from the App Store

– Download from Play Store

Find more tools like Earnin in this post.

3. Chime – Apps Like Cleo

Chime is a financial app that always turns its back. We use Stride Bank, Bancorp Bank or N.A. and FDIC affiliates to provide banking services. The app has no hidden fees or monthly subscriptions.

The app tracks your finances with fast transactions and daily balance notifications. You can also quickly deactivate the card and set up two-factor authentication.

Credit builders can help you improve your credit score with an estimated 30 points with consistent on-time payments.

On Chime, eligible users can withdraw excessively up to $200 for transactions made using a debit card.

Chime has no minimum balance, monthly maintenance or international transaction fees, so you don’t have to pay for your account. There are also more than 60,000 free ATMs available.

With an annual return of 1% (APY), you can accelerate the growth of your money. Use the automatic savings tool to set your money aside. Cleo doesn’t have this feature.

With direct deposit, you can get your money up to two days faster than you would get from a certain regular bank. In addition, you can pay your loved ones without being charged anything regardless of their bank account.

– Download from Play Store

– Download from the App Store

4. Brigit – Apps Like Cleo

Brigit is a one of apps like cleo that will help you build your credit score, spend wisely, avoid unreasonable penalties, and save more. They promote long-term financial stability.

You can earn a down payment of up to $250 in a few seconds and pay it back without any hidden fees or “tips”.

By saving, you can start improving your credit score. There are no requirements for pre-deposits, approvals, or credit checks.

You can track your identity and credit by getting comprehensive credit tools and reports to help you understand and improve your credit. It also contributes up to $1 million to identity theft protection in the event of a data breach.

Compared to Cleo, Brigit has the ability to find new ways to replenish his income by working full-time or part-time.

If the application expects that your balance will not be sufficient to meet future costs, it will notify you. With Auto Advances, you don’t have to worry about overdraft fees as cash is transferred automatically.

Brigit is free. However, there is a premium plan for $9.99 per month that comes with comprehensive features.

– Download from the App Store

– Download from Play Store

Find the best alternative to Brigit here.

5. Klover – Apps Like Cleo

Klover is a free app that offers state-of-the-art financial services and financial independent tools. Millions of customers have instant access to earned income, savings tools, and bonuses using the Klover platform without credit checks, interest, or additional fees.

Klover’s financial dashboard and integrated credit monitoring help you keep an eye on spending patterns and revenue forecasts.

If you need a little extra money before payday, don’t worry. You can get an instant down payment of up to $100. Thanks to a proprietary algorithm, you can get it at no extra cost.

Klover allows you to earn points to increase the amount of your down payment. The more points you have, the more opportunities you get for Klover to pay. The winner will be revealed daily.

Klover uses 256-bit encryption to protect your data, which is a strong security feature compared to what Ceo uses. So you don’t have to worry about the security of the data you collect.

– Download from Play Store

– Download from the App Store

6. Dave

Dave is another apps like Cleo that allows you to earn cash instantly. You can take advantage of quick approvals of up to $500 at ExtraCash and it’s simple to take advantage of it by paying on time and building credit. Since it is your own money, there are no interest fees, credit checks, and late fees.

With Dave’s automatic budgeting tool, you always know how much you can spend while paying for every payment.

Use Dave’s Side Hustle tool to find a sideline that fits your schedule and add a little more money to your pocket.

The timeliness and accessibility of the payroll documents provided by the company will determine when you can access the direct deposit payment. This money can be accessed up to two days in advance.

To access account tracking, notifications, budgeting, and storing links to external bank accounts, membership costs $1/month.

– Download from the App Store

– Download from Play Store

Take a look at the best apps like Dave in this post.

7. FloatMe

FloatMe’s state-of-the-art technology helps you move your money ahead and make smart decisions. They are here to help with budgeting, managing funds, preventing overwithdrawals, early access to payment payments and salaries.

With a quick down payment of up to $50, FloatMe can help you pay unexpected fees or daily necessities. There is no interest or credit check.

It allows you to discover finances with cost insights. Knowing where your money is going is the first step to improving your financial situation. You can get amazing insights that give you a quick overview on FloatMe.

What gives FloatMe an edge over Cleo is that it can connect banks with more than 10,000 organizations.  FloatMe uses Play to securely connect your bank accounts using 256-bit bank-level security to keep them safe and secure.

You can access several services for free from this app.

– Download from Play Store

– Download from the App Store

Check out this post to learn about apps like FloatMe.

8. Mint

Learn new ways to manage your money using the Mint budgeting app. Achieve your financial goals with a personalized budget and personalized insights. Monitor your costs and manage your subscription for free with Mintro.

If your financial plan includes investments in cryptocurrencies, you can link your Mint account to view your entire financial portfolio. This is an advantage over Cleo. Binance, Coinbase Pro, Coinbase, Blockpy, Kraken, GEMINI, and Robin Hood are some of the platforms that support it.

With their affiliate, Rocket Mortgage, you can even inquire about the mortgage. Your application is pre-filled with mint data, so you can quickly apply for a new mortgage or refinance.

– Download from Play Store

– Download from the App Store

9. Digit

Digit is a comprehensive financial app that manages budgets, savings, and investments. It supports you to achieve financial independence by encouraging smart everyday financial decisions.

You need to know how much cash and debt you have. When you use money in the spending function, you can be sure that you are not spending the funds you need later.

Compared to Cleo, this app uses machine learning and financial best practices to determine how much you will always have access to in your spending. This is determined by the deposits you make, the debts you have and your future plans.

The Digits select the best amount to transfer gradually to your billing account. Recurring costs such as utilities, rent, or subscriptions. They separate the money to prevent you from spending it.

Storing them as Digits is easy because the app analyzes spending patterns and exit costs and determines the appropriate amount to set aside. It makes small daily savings for you.

With Digit, investing is as simple as you get. The Digits know your goals, bills, and spending patterns. It will use that information to determine the amount of investment that will work for you.

Digit’s monthly membership fee is $5. But for the first six months, it was completely free.

– Download from Play Store

– Download from the App Store

10. NerdWallet

NerdWallet is a personal finance app, its main purpose is to provide you with information that will help you make the right money.

It compares various financial instruments such as credit cards, loans, investments, insurance, and banks side by side. You won’t find these features in Cleo.

Using NerdWallet is completely free. The app allows you to track expenses across all your cards and bank accounts to determine what you have left over after you have paid your bills and expenses.

This will provide you with a summary of the main spending categories, which will help you reduce costs and customize your spending plan. Here are some personalized suggestions on how to maximize the potential of the account you already have.

– Download from Play Store

– Download from the App Store


Our best choice is Klover because it is free to use. This app has the same ability to track costs as other apps that come with your subscription. During repairs, the app can lend a down payment of up to $100.

Needless to say, your information is safe from hackers and scammers because it uses 256-bit encryption to protect your financial data.